Status reference

Application lifecycle and document extraction statuses.

Application lifecycle

submitted, awaiting_docs, underwriting, question_raised, memo_drafted, approved, declined

These are the values accepted by status on PATCH /applications/{id}.

Document extraction

awaiting, processing, verified, low_confidence, missing

awaiting and processing are the non-terminal states. Everything else means extraction has finished, though low_confidence is a signal to put a human on it.

Routing defaults to human review

Auto-routing only happens when explicitly configured on the lender's loan product and every rule passes.

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