Overview
Application intake, credit picture and cited memos for community lenders.
AI Underwriter is the CDFI and community-lender product. The API exposes the same loop as the dashboard: application intake, document extraction, a deterministic credit picture, cited memo generation, borrower conversation sync and exports.
Kita recommends, your team decides
The API never approves or denies credit on its own. Routing defaults to human review, and auto-routing happens only when it is explicitly configured on your loan product and every rule passes.
| Base URL | https://underwriter.kita.ai/api/v1 |
| Auth | Authorization: ApiKey kita_uw_... |
| Operations | 151 endpoints |
Credit math comes from versioned, deterministic code. No LLM math is used in the credit picture.
Processing is continuous. There is no completeness gate; every accepted document tightens the assessment as it lands.
Start here
- Quickstart — first application in one call
- Authentication — keys and scopes
- End-to-end workflow — intake to memo
- API reference — parameters, schemas and samples, generated from the spec
- Operation catalog — all 151 operations and the scope each needs
Working examples live in github.com/Kita-Technologies/kita-api-examples.