Response schemas

When a bank statement finishes processing, the result includes these key fields:

{
  "status": "completed",
  "document_type": "bank_statement",
  "metadata": {
    "financial_institution": "BPI",
    "account_holder_name": "JUAN DELA CRUZ",
    "account_number": "1234567890",
    "statement_start_date": "01-01-2024",
    "statement_end_date": "01-31-2024",
    "opening_balance": 10000.00,
    "closing_balance": 35000.00
  },
  "transactions": [
    {
      "date": "01-05-2024",
      "description": "ATM WITHDRAWAL",
      "debit": 500.00,
      "credit": null,
      "balance": 9500.00,
      "category": "atm",
      "category_confidence": "h",
      "is_bounced": false,
      "is_reversed": false
    }
  ],
  "metrics": {
    "total_credits": 300000.00,
    "total_debits": 200000.00,
    "average_end_of_day_balance": 45000.00,
    "total_bounced_transactions": 2,
    "total_reversed_transactions": 1
  },
  "total_bounced_transactions": 2,
  "total_reversed_transactions": 1,
  "fraud_score": {
    "overall_score": 85,
    "risk_level": "low"
  },
  "fraud_detection": {
    "authenticity_score": 92,
    "risk_level": "low",
    "verdict": "Document appears authentic with minor or no flags.",
    "checks_passed": 6,
    "checks_warning": 0,
    "checks_failed": 1,
    "summary": {
      "total_signals": 1,
      "high_count": 1,
      "medium_count": 0,
      "low_count": 0,
      "critical_count": 0,
      "recommendation": "Document appears authentic with minor or no flags."
    },
    "category_scores": {
      "editing": { "score": 75, "weight": 0.333, "signals": 1 }
    },
    "integrity_checks": [
      {
        "key": "file_structure",
        "label": "File Structure",
        "status": "pass",
        "description": "No anomalies detected in file headers or structure."
      },
      {
        "key": "editing_software",
        "label": "Editing Software",
        "status": "fail",
        "description": "Document may have been modified with editing software."
      }
    ],
    "signals": [
      {
        "severity": "high",
        "category": "editing",
        "signal_id": "suspicious_producer_library",
        "message": "The PDF producer is identified as 'pdf-lib', a developer tool for modifying PDFs, rather than a banking system or professional scanner.",
        "recommendation": "action",
        "page": null,
        "confidence": 1,
        "details": null
      }
    ]
  }
}

Fraud detection fields:

verdict — human-readable overall assessment (same line shown in the portal's Fraud Check tab)
checks_passed / checks_warning / checks_failed — integrity check counts
integrity_checks[].description — human-readable explanation of each check result
signals[].signal_id — stable machine-readable identifier (e.g. suspicious_producer_library)
signals[].message — human-readable explanation of the finding
signals[].recommendation — suggested handling: action (high/critical severity), review (medium), info (low)
signals[].confidence — model confidence in the finding (0–1)
signals[].page — page number the finding relates to, when applicable

Bounced & Reversed Transactions

Bounced and reversed transactions are detected automatically during processing and surfaced in multiple places:

Per-transaction flags:

is_bounced (boolean) — NSF, dishonored checks, insufficient funds
is_reversed (boolean) — chargebacks, returned payments, rejected transfers

Aggregate counts:

total_bounced_transactions — top-level field in result
total_reversed_transactions — top-level field in result
Also available in metrics.total_bounced_transactions and metrics.total_reversed_transactions

In signals (cashflow analysis):

{
  "key": "bounced_reversed_transactions",
  "label": "Bounced / Reversed Transactions",
  "value": {
    "bounced_count": 2,
    "reversed_count": 1,
    "bounced_transactions": [
      { "row": 5, "date": "01-15-2024", "description": "PAYMENT RETURNED", "amount": 500.00 }
    ],
    "reversed_transactions": [
      { "row": 12, "date": "01-20-2024", "description": "CHARGEBACK", "amount": 1500.00 }
    ]
  },
  "status": "warning"
}

Detection methods:

Keyword matching — scans descriptions for: bounced, nsf, insufficient, dishonor, reversal, reversed, chargeback, rejected, returned
Pattern matching — detects bounced pairs (same amount, opposite direction, within 3 rows) and reversal pairs (matching debit-credit within 2 positions)

Filtering bounced transactions via SDK:

result = client.get_result(document_id)
bounced = [tx for tx in result["transactions"] if tx.get("is_bounced")]
reversed = [tx for tx in result["transactions"] if tx.get("is_reversed")]
print(f"{len(bounced)} bounced, {len(reversed)} reversed")

Full field reference

Every field the bank statement contract can return, grouped by where it sits in the response. Optional fields are omitted when unavailable.

Bank statement response contract

Bank statement content is nested under extracted_data. Optional fields are omitted when unavailable. Internal parser artifacts and validation-provider identifiers are never returned.

Envelope and metadata fields

response envelope

Field	Type	Description
`status`	string	Terminal or current result status, such as completed, failed, or processing.
`processing_status`	string	Processing lifecycle status. Falls back to status when no separate value is stored.
`document_type`	string	Always bank_statement for this schema.
`document_id`	number	Unique numeric document identifier.
`filename`	string	Uploaded filename.
`processing_time_seconds`	number	End-to-end processing duration.
`uploaded_at`	string	ISO 8601 upload timestamp.
`processing_started_at`	string	ISO 8601 processing start timestamp when available.
`parse_confidence`	number \| null	Overall parse confidence from 0 to 1.
`parse_confidence_detail`	object	Detailed confidence object when the parser produced per-section confidence.
`metadata`	object	Account, institution, statement period, currency, and balance metadata.
`extracted_data`	object	Contains transactions, metrics, daily_balances, and loan_activity.
`fraud_detection`	object	Document-integrity result. Omitted when there is no fraud data.
`suspicious_accounts`	object \| null	Statistical transaction patterns and counts.
`custom_reports`	object	Organization-configured report output when configured and populated.

metadata

Field	Type	Description
`account_holder_name`	string	Extracted account holder.
`account_name`	string	Normalized alias of account_holder_name.
`account_number`	string	Account number exactly as extracted.
`financial_institution`	string	Extracted bank or financial institution.
`bank_name`	string	Normalized alias of financial_institution.
`statement_start_date`	string	Start of the statement period.
`statement_end_date`	string	End of the statement period.
`country`	string	Country or ISO country code when identified.
`currency`	string	Statement currency when identified.
`opening_balance`	number	Opening statement balance.
`closing_balance`	number	Closing statement balance.

Transaction fields

extracted_data.transactions[]

Field	Type	Description
`date`	string	Transaction date, usually an ISO date or timestamp.
`time`	string	Transaction time when present on the statement.
`posting_date`	string	Posting date when the bank provides it separately.
`description`	string	Transaction narrative or bank operation description.
`reference`	string	Bank-supplied transaction reference when available.
`debit`	number	Debit amount. Zero is used when the row is a credit.
`credit`	number	Credit amount. Zero is used when the row is a debit.
`balance`	number	Running balance after the transaction.
`transaction_type`	string	Derived direction: debit, credit, or unknown.
`category`	string	Normalized transaction category.
`category_confidence`	string	Category confidence when available.
`tampered`	boolean	True when row-level balance or integrity checks identify a likely alteration.
`is_bounced`	boolean	True when the transaction is identified as bounced or returned.
`is_reversed`	boolean	True when the transaction is identified as reversed.
`is_outlier`	boolean	True when the row matches a statistical outlier.
`outlier_reason`	string \| null	Human-readable outlier magnitude and baseline.
`validation_flag`	string	Normalized row validation state when a discrepancy exists.
`validation_reason`	string	Public explanation for a row validation issue.
`[bank-specific fields]`	string \| number	Additional statement columns are preserved, such as branch/channel, sequence number, or subscriber/TIN number.

Cash-flow and balance metric fields

extracted_data.metrics

Field	Type	Description
`date_order`	string	Detected source order: ascending, descending, or unknown.
`cashflow_source`	string \| null	Method used to derive validated inflow and outflow totals.
`cashflow_reconciliation`	object \| null	Balance-derived versus row-derived reconciliation details when needed.
`total_inflow`	number	Total validated credits in the statement period.
`total_outflow`	number	Total validated debits in the statement period.
`net_cash_flow`	number	total_inflow minus total_outflow.
`ending_balance`	number	Ending running balance.
`average_balance`	number	Average extracted transaction balance.
`avg_transaction`	number	Average absolute transaction amount.
`maximum_balance`	number	Maximum running balance.
`minimum_balance`	number	Minimum running balance.
`period_start_date`	string \| null	Validated statement period start.
`period_end_date`	string \| null	Validated statement period end.
`cash_buffer_days`	number	Estimated days the ending balance can cover average daily outflow.
`total_transactions`	number	Number of transaction rows used in metrics.
`opening_balance`	number	Opening balance used for reconciliation.
`closing_balance`	number	Closing balance used for reconciliation.
`distinct_months`	number	Number of represented calendar months.
`total_debits`	number	Alias of total_outflow.
`total_annualized_debits`	number	Statement-period debit run rate annualized to 12 months.
`average_debits_per_month`	number	Period-adjusted monthly debit average.
`total_credits`	number	Alias of total_inflow.
`total_annualized_credits`	number	Statement-period credit run rate annualized to 12 months.
`average_credits_per_month`	number	Period-adjusted monthly credit average.
`average_eod_balance`	number	Average across the canonical carried-forward daily balance series.
`signal_money_velocity`	number \| null	Money-velocity signal derived from transaction activity.
`signal_inflow_concentration_pct`	number \| null	Largest inflow concentration percentage.
`signal_outflow_concentration_pct`	number \| null	Largest outflow concentration percentage.
`by_month`	object	Statement-period EOD and transaction aggregates. Field name retained for compatibility.
`by_category`	object	Dynamic map keyed by normalized transaction category.
`extended_metrics`	object	Behavioral, EOD, reversal, and activity signals.
`overall_health_score`	object	Weighted health score and contributing signals.

nested metric objects

Field	Type	Description
`by_month.sum_eod_balances`	number	Sum of all daily balances in the canonical period series.
`by_month.average_eod_balance`	number	Average canonical daily balance.
`by_month.ending_eod_balance`	number	Balance on the final calendar day.
`by_month.highest_eod_balance`	number	Highest calendar-day balance.
`by_month.lowest_eod_balance`	number	Lowest calendar-day balance.
`by_month.number_of_transactions`	number	Total transaction count.
`by_month.sum_of_credits`	number	Total credit amount.
`by_month.number_of_credits`	number	Credit transaction count.
`by_month.sum_of_debits`	number	Total debit amount.
`by_month.number_of_debits`	number	Debit transaction count.
`by_month.returned_transaction_items_count`	number	Returned-item count.
`by_month.bounced_transactions_count`	number	Bounced transaction count.
`by_month.distinct_days_with_credit`	number	Distinct posting days containing a credit.
`by_month.distinct_days_with_debit`	number	Distinct posting days containing a debit.
`by_category.<category>.count`	number	Transactions assigned to the category.
`by_category.<category>.debit_sum`	number	Category debit total.
`by_category.<category>.credit_sum`	number	Category credit total.
`by_category.<category>.net_amount`	number	credit_sum minus debit_sum.
`by_category.<category>.percentage`	number	Share of all transaction rows, expressed as a percentage.
`overall_health_score.score`	number	Composite score from 0 to 100.
`overall_health_score.details.weights_used`	object	Signal weights used in the score.
`overall_health_score.details.weight_coverage`	number	Percentage of expected scoring weight represented.
`overall_health_score.details.contributing_signals`	array	Rows with key, score, weight, and contribution.

extended_metrics

Field	Type	Description
`monthly_inflow`	number	Period-adjusted average monthly inflow.
`inflow_frequency`	number	Period-adjusted credit frequency.
`flow_stability`	number	Inflow stability signal.
`flow_through_intensity`	number	Speed at which incoming funds leave the account.
`balance_floor_behavior`	number	Behavioral balance-floor signal.
`reversed_transaction_count`	number	Detected reversed transaction count.
`bounced_transaction_count`	number	Detected bounced transaction count.
`reversed_transactions_detail`	array	Reversed rows when detailed evidence is available.
`bounced_transactions_detail`	array	Bounced rows when detailed evidence is available.
`gambling_transaction_count`	number	Detected gambling transaction count.
`transactions_per_week`	number	Period-adjusted transaction frequency.
`loan_repayment_burden`	number	Detected repayment burden signal.
`daily_average_balance`	number	Average canonical calendar-day balance.
`daily_min_balance`	number	Minimum canonical calendar-day balance.
`daily_max_balance`	number	Maximum canonical calendar-day balance.
`daily_balance_volatility`	number	Standard deviation of calendar-day balances.
`balance_trend`	string	Improving, declining, or stable balance trend.
`days_below_opening`	number	Calendar days with balance below the opening level.
`days_with_transactions`	number	Calendar days containing one or more transactions.
`days_without_transactions`	number	Calendar days using a carried-forward balance.
`longest_low_balance_streak`	number	Longest consecutive run below the daily average.
`balance_recovery_avg_days`	number \| null	Average days required to recover from a low-balance period.

Daily balance fields

extracted_data.daily_balances[]

Field	Type	Description
`date`	string	Calendar date in YYYY-MM-DD format.
`balance`	number	End-of-day balance, carrying the prior balance across days without transactions.
`carried_forward`	boolean	True when the day had no transaction and uses the previous known balance.
`transaction_count`	number	Number of transactions assigned to the day.

Loan activity summary fields

extracted_data.loan_activity.summary

Field	Type	Description
`stream_count`	number	Total detected recurring repayment streams.
`active_stream_count`	number	Streams active as of the statement observation date.
`total_monthly_obligation`	number	Sum of monthly-equivalent obligations for active streams.
`total_paid`	number	Total successful repayments observed across all streams.
`failed_payment_count`	number	Total failed repayment attempts.
`failed_payment_rate`	number	Failed attempts divided by all observed attempts, from 0 to 1.
`debt_service_ratio`	number \| null	Active monthly obligation divided by median monthly inflow.
`median_monthly_inflow`	number \| null	Median monthly inflow after excluding detected loan proceeds.
`new_loans_in_period`	number	Detected disbursements in the statement period.
`total_proceeds_amount`	number	Sum of detected loan disbursements.
`monthly_debt_service`	object	Dynamic YYYY-MM map with paid, failed, inflow, and dsr.

Loan repayment stream fields

extracted_data.loan_activity.streams[]

Field	Type	Description
`stream`	string	Normalized repayment-stream label.
`lender`	string \| null	Identified lender when supported by the statement evidence.
`typical_amount`	number	Typical successful repayment amount.
`cadence`	string	weekly, fortnightly, monthly, or irregular.
`cadence_days`	number \| null	Observed median interval in days.
`paid_count`	number	Successful repayments in the stream.
`failed_count`	number	Failed repayment attempts in the stream.
`total_paid`	number	Successful amount paid across the stream.
`monthly_equivalent`	number	Cadence-normalized monthly obligation.
`status`	string	active or inactive as of observed_through.
`confidence`	string	Deterministic stream-detection confidence: high, medium, or low.
`first_payment_date`	string	First observed repayment date.
`last_payment_date`	string	Most recent observed repayment date.
`observed_through`	string	Last date used to determine active or inactive status.
`monthly_timeline`	object	Dynamic YYYY-MM map of paid amount, successful count, and failed count.
`payments`	array	All stream events with date, amount, and failed.
`amortization_pattern`	string	flat, declining, or increasing observed amount pattern.
`linked_proceeds`	object \| null	Linked disbursement with date, amount, description, and detection_method.
`estimated_total_installments`	number \| null	Estimated original installment count when inferable.
`estimated_installments_remaining`	number \| null	Estimated remaining installments when inferable.
`estimated_payoff_date`	string \| null	Estimated payoff date when inferable.
`identity_validation`	object	Optional retained-stream decision with decision, confidence, and reason_code.

Loan payment, proceeds, and validation fields

loan_activity nested fields

Field	Type	Description
`monthly_timeline.<YYYY-MM>.paid`	number	Successful repayment amount in the month.
`monthly_timeline.<YYYY-MM>.count`	number	Successful repayment count in the month.
`monthly_timeline.<YYYY-MM>.failed`	number	Failed attempt count in the month.
`payments[].date`	string	Repayment event date.
`payments[].amount`	number	Repayment event amount.
`payments[].failed`	boolean	Whether the event is a failed attempt.
`identity_validation.decision`	string	confirmed, rejected, or uncertain. Rejected candidates are not retained as streams.
`identity_validation.confidence`	string	Confidence in the identity decision.
`identity_validation.reason_code`	string	Typed evidence reason; no free-form provider response is exposed.
`proceeds[].date`	string	Detected disbursement date.
`proceeds[].amount`	number	Detected disbursement amount.
`proceeds[].description`	string	Source transaction description.
`proceeds[].linked_stream`	number \| null	Zero-based index into streams when linked.
`proceeds[].detection_method`	string	keyword, stream_reference, or balance_shape.
`llm_validation.status`	string	completed, disabled, unavailable, or not_applicable.
`llm_validation.candidate_count`	number	Total deterministic candidates.
`llm_validation.reviewed_count`	number	Candidates reviewed by identity validation.
`llm_validation.confirmed_count`	number	Candidates confirmed as repayments.
`llm_validation.rejected_count`	number	High-confidence non-loan candidates removed.
`llm_validation.uncertain_count`	number	Ambiguous candidates retained conservatively.
`llm_validation.unreviewed_count`	number	Candidates retained without review.
`monthly_debt_service.<YYYY-MM>.paid`	number	Successful debt service in the month.
`monthly_debt_service.<YYYY-MM>.failed`	number	Failed repayment count in the month.
`monthly_debt_service.<YYYY-MM>.inflow`	number	Monthly inflow excluding detected loan proceeds.
`monthly_debt_service.<YYYY-MM>.dsr`	number \| null	Monthly paid debt service divided by inflow.

Fraud detection fields

fraud_detection

Field	Type	Description
`risk_level`	string	Overall low, medium, high, or critical risk classification.
`authenticity_score`	number	Document authenticity score.
`verdict`	string	Human-readable review recommendation.
`checks_passed`	number	Integrity checks with pass status.
`checks_warning`	number	Integrity checks with warning status.
`checks_failed`	number	Integrity checks with fail status.
`is_standardized`	boolean	Whether the statement matches a standardized recognized layout.
`total_rows`	number	Transaction rows evaluated.
`tamper_count`	number	Rows flagged as tampered.
`manual_edit_count`	number	Detected manual-edit signals.
`summary_count`	number	Summary rows identified and excluded from transactions.
`summary`	object	Severity counts, total_signals, and recommendation.
`category_scores`	object	Dynamic risk-category score map.
`integrity_checks`	array	Checks with key, label, status, and description.
`signals`	array	Signals with severity, category, signal_id, message, recommendation, page, confidence, and details.

Suspicious account fields

suspicious_accounts

Field	Type	Description
`outlier_transactions`	array	Statistically large transactions.
`outlier_transactions[].description`	string	Transaction narrative.
`outlier_transactions[].amount`	number	Absolute transaction amount.
`outlier_transactions[].type`	string	debit or credit.
`outlier_transactions[].date`	string	Transaction date.
`outlier_transactions[].category`	string	Normalized category.
`outlier_transactions[].avg_amount`	number	Statement-wide average amount used as baseline.
`outlier_transactions[].multiplier`	number	Amount divided by the baseline average.
`outlier_transactions[].flag`	string	outlier.
`frequent_descriptions`	array	Descriptions occurring unusually often.
`frequent_descriptions[]`	object	description, normalized, count, total_debit, total_credit, avg_amount, and flag.
`circular_transfers`	array	Potential circular patterns.
`circular_transfers[]`	object	id, type, count, total_debit, total_credit, description, and flag.
`outlier_count`	number	Number of outlier transactions.
`frequent_count`	number	Number of frequent-description patterns.
`circular_count`	number	Number of circular-transfer patterns.
`total_suspicious`	number	Sum of outlier, frequent, and circular pattern counts.

Response examples by document type

A full worked response for each document type. These are examples of real output, not a contract: optional fields are omitted when unavailable.

Bank Statement

{
  "status": "completed",
  "processing_status": "completed",
  "document_type": "bank_statement",
  "document_id": 123,
  "filename": "statement.pdf",
  "processing_time_seconds": 12.5,
  "uploaded_at": "2026-01-31T10:30:00Z",
  "parse_confidence": 0.95,
  "metadata": {
    "account_holder_name": "Juan Dela Cruz",
    "account_name": "Juan Dela Cruz",
    "account_number": "1234567890",
    "financial_institution": "BDO",
    "bank_name": "BDO",
    "statement_start_date": "01-01-2026",
    "statement_end_date": "01-31-2026",
    "country": "PH",
    "currency": "PHP",
    "opening_balance": 50000,
    "closing_balance": 62000
  },
  "extracted_data": {
    "transactions": [
      {
        "date": "2026-01-02T00:00:00",
        "time": "09:15:00",
        "posting_date": "01/02/2026",
        "description": "ACME FINANCE LOAN PAYMENT",
        "reference": "REF-1001",
        "debit": 25000,
        "credit": 0,
        "balance": 55000,
        "transaction_type": "debit",
        "category": "loan",
        "category_confidence": "h",
        "tampered": false,
        "is_bounced": false,
        "is_reversed": false,
        "is_outlier": false,
        "outlier_reason": null
      }
    ],
    "metrics": {
      "total_inflow": 45000,
      "total_outflow": 33000,
      "net_cash_flow": 12000,
      "opening_balance": 50000,
      "closing_balance": 62000,
      "average_balance": 58000,
      "average_eod_balance": 57500,
      "minimum_balance": 42000,
      "maximum_balance": 80000,
      "period_start_date": "01-01-2026",
      "period_end_date": "01-31-2026",
      "total_transactions": 25,
      "cash_buffer_days": 8.4,
      "by_month": {
        "sum_eod_balances": 1782500,
        "average_eod_balance": 57500,
        "ending_eod_balance": 62000,
        "highest_eod_balance": 80000,
        "lowest_eod_balance": 42000,
        "number_of_transactions": 25,
        "sum_of_credits": 45000,
        "number_of_credits": 2,
        "sum_of_debits": 33000,
        "number_of_debits": 23,
        "distinct_days_with_credit": 2,
        "distinct_days_with_debit": 14
      },
      "by_category": {
        "loan": {
          "count": 1,
          "debit_sum": 25000,
          "credit_sum": 0,
          "net_amount": -25000,
          "percentage": 4
        }
      },
      "extended_metrics": {
        "balance_trend": "improving",
        "monthly_inflow": 45000,
        "days_with_transactions": 16,
        "days_without_transactions": 15,
        "bounced_transaction_count": 0,
        "reversed_transaction_count": 0,
        "loan_repayment_burden": 0.56
      },
      "overall_health_score": {
        "score": 68.4,
        "details": {
          "weights_used": { "cash_buffer": 0.2 },
          "weight_coverage": 100,
          "contributing_signals": [
            { "key": "cash_buffer", "score": 72, "weight": 0.2, "contribution": 14.4 }
          ]
        }
      }
    },
    "daily_balances": [
      {
        "date": "2026-01-31",
        "balance": 62000,
        "carried_forward": false,
        "transaction_count": 2
      }
    ],
    "loan_activity": {
      "streams": [
        {
          "stream": "ACME FINANCE LOAN PAYMENT",
          "lender": "Acme Finance",
          "typical_amount": 25000,
          "cadence": "monthly",
          "cadence_days": 30,
          "paid_count": 3,
          "failed_count": 0,
          "total_paid": 75000,
          "monthly_equivalent": 25000,
          "status": "active",
          "confidence": "high",
          "first_payment_date": "2025-11-02",
          "last_payment_date": "2026-01-02",
          "observed_through": "2026-01-31",
          "monthly_timeline": {
            "2026-01": { "paid": 25000, "count": 1, "failed": 0 }
          },
          "payments": [
            { "date": "2026-01-02", "amount": 25000, "failed": false }
          ],
          "amortization_pattern": "flat",
          "linked_proceeds": {
            "date": "2025-10-15",
            "amount": 300000,
            "description": "ACME LOAN DISBURSEMENT",
            "detection_method": "keyword"
          },
          "estimated_total_installments": 12,
          "estimated_installments_remaining": 9,
          "estimated_payoff_date": "2026-10-02",
          "identity_validation": {
            "decision": "confirmed",
            "confidence": "high",
            "reason_code": "financing_counterparty"
          }
        }
      ],
      "proceeds": [
        {
          "date": "2025-10-15",
          "amount": 300000,
          "description": "ACME LOAN DISBURSEMENT",
          "linked_stream": 0,
          "detection_method": "keyword"
        }
      ],
      "llm_validation": {
        "status": "completed",
        "candidate_count": 1,
        "reviewed_count": 1,
        "confirmed_count": 1,
        "rejected_count": 0,
        "uncertain_count": 0,
        "unreviewed_count": 0
      },
      "summary": {
        "stream_count": 1,
        "active_stream_count": 1,
        "total_monthly_obligation": 25000,
        "total_paid": 75000,
        "failed_payment_count": 0,
        "failed_payment_rate": 0,
        "debt_service_ratio": 0.56,
        "median_monthly_inflow": 45000,
        "new_loans_in_period": 1,
        "total_proceeds_amount": 300000,
        "monthly_debt_service": {
          "2026-01": { "paid": 25000, "failed": 0, "inflow": 45000, "dsr": 0.5556 }
        }
      }
    }
  },
  "fraud_detection": {
    "risk_level": "low",
    "authenticity_score": 92,
    "verdict": "No material authenticity issues detected.",
    "checks_passed": 7,
    "checks_warning": 0,
    "checks_failed": 0,
    "is_standardized": true,
    "total_rows": 25,
    "tamper_count": 0,
    "manual_edit_count": 0,
    "summary_count": 0,
    "summary": { "total_signals": 0, "recommendation": "No material authenticity issues detected." },
    "category_scores": {},
    "integrity_checks": [],
    "signals": []
  },
  "suspicious_accounts": {
    "outlier_transactions": [],
    "frequent_descriptions": [],
    "circular_transfers": [],
    "outlier_count": 0,
    "frequent_count": 0,
    "circular_count": 0,
    "total_suspicious": 0
  }
}

Payslip

{
  "status": "completed",
  "document_type": "payslip",
  "document_id": 456,
  "filename": "payslip.pdf",
  "processing_time_seconds": 8.3,
  "uploaded_at": "2024-01-15T10:30:00Z",
  "parse_confidence": 0.92,

  "extracted_data": {
    "employee_name": "Juan Dela Cruz",
    "employee_id": "EMP-001",
    "tax_id": "123-456-789",
    "position": "Software Engineer",
    "department": "Engineering",
    "date_of_joining": "2022-03-01",
    "employer_name": "Acme Corp",
    "employer_address": "123 Ayala Ave, Makati City",
    "employer_tin": "987-654-321-000",
    "period_start": "01-01-2024",
    "period_end": "01-15-2024",
    "pay_date": "01-15-2024",
    "pay_frequency": "semi-monthly",
    "currency": "PHP",
    "gross_pay": 30000,
    "total_earnings": 30000,
    "total_deductions": 3950,
    "net_pay": 26050,
    "ytd_gross": 30000,
    "ytd_net": 26050
  },

  "payslip_fields": {
    "gross_pay": 30000,
    "total_earnings": 30000,
    "total_deductions": 3950,
    "net_pay": 26050,
    "ytd_gross": 30000,
    "ytd_net": 26050
  },
  "payslips_list": [],

  "employee": {
    "employee_name": "Juan Dela Cruz",
    "employee_id": "EMP-001",
    "tax_id": "123-456-789",
    "position": "Software Engineer",
    "department": "Engineering",
    "date_of_joining": "2022-03-01"
  },
  "employer": {
    "employer_name": "Acme Corp",
    "employer_address": "123 Ayala Ave, Makati City",
    "employer_tin": "987-654-321-000"
  },
  "pay_period": {
    "period_start": "01-01-2024",
    "period_end": "01-15-2024",
    "pay_date": "01-15-2024",
    "pay_frequency": "semi-monthly",
    "currency": "PHP"
  },
  "earnings": [
    { "description": "Basic Pay", "amount": 25000 },
    { "description": "Overtime", "amount": 3000 },
    { "description": "Rice Allowance", "amount": 2000 }
  ],
  "deductions": [
    { "description": "SSS", "amount": 900 },
    { "description": "PhilHealth", "amount": 450 },
    { "description": "Pag-IBIG", "amount": 100 },
    { "description": "Withholding Tax", "amount": 2500 }
  ],

  "validation_flags": [],
  "fraud_score": { "overall_score": 96, "risk_level": "low" },
  "fraud_indicators": []
}

Utility Bill

{
  "status": "completed",
  "document_type": "bill",
  "document_id": 789,
  "filename": "bill.pdf",
  "processing_time_seconds": 6.1,
  "uploaded_at": "2024-01-15T10:30:00Z",
  "parse_confidence": 0.91,

  "extracted_data": {
    "biller_name": "Meralco",
    "biller_address": "Ortigas Ave, Pasig City",
    "biller_tin": "000-123-456-000",
    "customer_name": "Juan Dela Cruz",
    "customer_address": "123 Main St, Makati",
    "account_number": "1234567890",
    "service_address": "123 Main St, Makati",
    "billing_period_start": "12-01-2023",
    "billing_period_end": "12-31-2023",
    "due_date": "01-15-2024",
    "invoice_date": "01-02-2024",
    "invoice_number": "MR-2024-000123",
    "currency": "PHP",
    "subtotal": 3200.00,
    "tax_amount": 300.00,
    "previous_balance": 0,
    "total_amount_due": 3500.00,
    "amount_paid": 0,
    "balance": 3500.00
  },

  "bill_data": {
    "biller_name": "Meralco",
    "biller_address": "Ortigas Ave, Pasig City",
    "biller_tin": "000-123-456-000",
    "customer_name": "Juan Dela Cruz",
    "customer_address": "123 Main St, Makati",
    "account_number": "1234567890",
    "service_address": "123 Main St, Makati",
    "billing_period_start": "12-01-2023",
    "billing_period_end": "12-31-2023",
    "due_date": "01-15-2024",
    "invoice_date": "01-02-2024",
    "invoice_number": "MR-2024-000123",
    "currency": "PHP"
  },
  "line_items": [
    { "description": "Generation Charge", "quantity": 250, "unit_price": 8.50, "amount": 2125.00 },
    { "description": "Distribution Charge", "quantity": 250, "unit_price": 2.20, "amount": 550.00 },
    { "description": "System Loss",         "quantity": null, "unit_price": null, "amount": 200.00 }
  ],
  "totals": {
    "subtotal": 3200.00,
    "tax_amount": 300.00,
    "previous_balance": 0,
    "total_amount_due": 3500.00,
    "amount_paid": 0,
    "balance": 3500.00
  },

  "signals": [
    { "signal_id": "address_match", "label": "Address Verification", "value": true, "status": "pass" }
  ],
  "summary": {
    "overall_score": 85,
    "total_signals": 6,
    "passed": 5,
    "warnings": 1,
    "failed": 0,
    "risk_level": "low"
  },
  "warnings": [],

  "validation_flags": [],
  "fraud_score": { "overall_score": 88, "risk_level": "low" },
  "fraud_indicators": []
}

Credit Report

{
  "status": "completed",
  "document_type": "credit_report",
  "document_id": 321,
  "filename": "credit_report.pdf",
  "processing_time_seconds": 18.7,
  "uploaded_at": "2024-01-15T10:30:00Z",
  "parse_confidence": 0.94,

  "extracted_data": {
    "subject_name": "Dela Cruz, Juan",
    "source_bureau": "CIBI",
    "bureau_score": 650,
    "score_category": "Fair",
    "request_date": "2024-01-15",
    "report_date": "2024-01-15",
    "date_of_birth": "1990-05-15",
    "gender": "Male",
    "nationality": "Filipino",
    "address": "123 Main St, Makati"
  },

  "metadata": {
    "subject_name": "Dela Cruz, Juan",
    "source_bureau": "CIBI",
    "bureau_score": 650,
    "score_category": "Fair",
    "request_date": "2024-01-15",
    "report_date": "2024-01-15",
    "date_of_birth": "1990-05-15",
    "gender": "Male",
    "nationality": "Filipino",
    "address": "123 Main St, Makati"
  },

  "credit_report_data": {
    "report_metadata": {
      "source_bureau": "CIBI",
      "bureau_score_value": 650,
      "bureau_score_band": "Fair",
      "report_type": "Individual",
      "request_date": "2024-01-15",
      "page_count": 8
    },
    "accounts": [
      {
        "account_index": 1,
        "section_header": "Active Accounts",
        "provider": "BDO",
        "account_type": "Housing Loan",
        "contract_phase": "Active",
        "contract_status": "Current",
        "outstanding_balance": 1800000,
        "monthly_payment": 15000,
        "credit_limit": 2000000,
        "last_payment_status": "OK",
        "last_payment_date": "2024-01-05",
        "worst_status": "OK",
        "payment_history": [
          { "reference_date": "2024-01", "payment_status": "CURR", "outstanding_balance": 1800000, "overdue_amount": 0 },
          { "reference_date": "2023-12", "payment_status": "CURR", "outstanding_balance": 1815000, "overdue_amount": 0 }
        ]
      }
    ],
    "summary_tables": {
      "active_accounts_summary": [
        { "product_type": "Housing Loan", "count": 1, "total_outstanding": 1800000, "total_overdue": 0, "total_credit_limit": 2000000 }
      ],
      "summary_24m": [
        { "product_type": "Housing Loan", "count": 1, "total_past_due_amount": 0 }
      ],
      "summary_60m": [ "..." ],
      "overall_summary": [
        { "account_status": "Current", "count": 1, "percentage": 100 }
      ]
    },
    "kyc_data": {
      "addresses":          [ "..." ],
      "contacts":           [ "..." ],
      "identity_documents": [ "..." ],
      "relatives":          [ "..." ],
      "sole_traders":       [ "..." ],
      "employment":         [ "..." ]
    },
    "reason_codes": [
      { "code": "F1", "description": "Length of credit history" }
    ]
  },

  "fraud_indicators": [],
  "fraud_score": { "overall_score": 91, "risk_level": "low" }
}

Sales Invoice

{
  "status": "completed",
  "document_type": "sales_invoice",
  "document_id": 987,
  "filename": "invoice.pdf",
  "processing_time_seconds": 9.4,
  "uploaded_at": "2024-01-15T10:30:00Z",
  "parse_confidence": 0.93,

  "extracted_data": {
    "seller_name": "ABC Trading Corp",
    "seller_address": "789 Roxas Blvd, Manila",
    "seller_tin": "123-456-789-000",
    "seller_email": "billing@abctrading.ph",
    "seller_phone": "+63 2 1234 5678",
    "buyer_name": "XYZ Industries",
    "buyer_address": "456 EDSA, Quezon City",
    "buyer_tin": "987-654-321-000",
    "buyer_business_style": "Manufacturer",
    "invoice_number": "INV-2024-001",
    "invoice_date": "2024-01-15",
    "due_date": "2024-02-14",
    "po_number": "PO-XYZ-9912",
    "terms": "Net 30",
    "currency": "PHP",
    "subtotal": 50000,
    "vatable_sales": 50000,
    "vat_exempt": 0,
    "zero_rated": 0,
    "vat_amount": 6000,
    "discount": 0,
    "withholding_tax": 500,
    "total_amount_due": 55500
  },

  "invoice_data": {
    "invoice_number": "INV-2024-001",
    "invoice_date": "2024-01-15",
    "due_date": "2024-02-14",
    "po_number": "PO-XYZ-9912",
    "terms": "Net 30",
    "currency": "PHP"
  },
  "line_items": [
    { "description": "Product A", "quantity": 100, "unit_price": 500, "amount": 50000 }
  ],
  "totals": {
    "subtotal": 50000,
    "vatable_sales": 50000,
    "vat_exempt": 0,
    "zero_rated": 0,
    "vat_amount": 6000,
    "discount": 0,
    "withholding_tax": 500,
    "total_amount_due": 55500
  },

  "validation_flags": [],
  "fraud_score": { "overall_score": 88, "risk_level": "low" },
  "fraud_indicators": []
}

Audited Financial Statement

{
  "status": "completed",
  "document_type": "audited_financial_statement",
  "document_id": 555,
  "filename": "audited_financial_statement_2023.pdf",
  "processing_time_seconds": 45.2,
  "uploaded_at": "2024-03-20T14:00:00Z",
  "parse_confidence": 0.88,

  "extracted_data": {
    "company": {
      "company_name": "ABC Industries Inc.",
      "tin": "123-456-789-000",
      "sec_registration": "SEC-2020-001",
      "industry": "Manufacturing",
      "address": "123 Business Ave, Makati City",
      "entity_type": "Corporation"
    },
    "audit_info": {
      "auditor_name": "J. Santos",
      "auditor_firm": "Santos & Associates CPAs",
      "audit_opinion": "Unqualified",
      "going_concern": false,
      "report_date": "2024-03-15"
    },
    "officers": {
      "chairman": "Juan Dela Cruz",
      "ceo": "Juan Dela Cruz",
      "president": "Juan Dela Cruz",
      "cfo": "Maria Santos",
      "treasurer": "Maria Santos",
      "corporate_secretary": "Ana Reyes"
    },
    "balance_sheet": {
      "years": {
        "2025": {
          "year_label": "2025",
          "cash_and_equivalents": 5000000,
          "trade_receivables": 3000000,
          "other_receivables": null,
          "allowance_for_doubtful_accounts": null,
          "net_receivables": null,
          "inventory": 2000000,
          "prepayments": null,
          "other_current_assets": null,
          "total_current_assets": 10000000,
          "ppe_gross": null,
          "accumulated_depreciation": null,
          "ppe_net": 8000000,
          "investment_property": null,
          "intangible_assets": null,
          "right_of_use_assets": null,
          "deferred_tax_assets": null,
          "other_non_current_assets": null,
          "total_non_current_assets": 12000000,
          "total_assets": 22000000,
          "trade_payables": 2000000,
          "short_term_loans": null,
          "current_portion_long_term_debt": null,
          "accrued_expenses": null,
          "income_tax_payable": null,
          "other_current_liabilities": null,
          "total_current_liabilities": 5000000,
          "long_term_debt": 3000000,
          "lease_liabilities": null,
          "deferred_tax_liabilities": null,
          "retirement_benefit_obligation": null,
          "other_non_current_liabilities": null,
          "total_non_current_liabilities": 5000000,
          "total_liabilities": 10000000,
          "paid_up_capital": 5000000,
          "additional_paid_in_capital": null,
          "retained_earnings": 7000000,
          "revaluation_surplus": null,
          "other_equity_components": null,
          "total_equity": 12000000,
          "total_liabilities_and_equity": 22000000
        },
        "2024": { "year_label": "2024", "...same fields...": "..." }
      }
    },
    "income_statement": {
      "years": {
        "2025": {
          "year_label": "2025",
          "revenue": 50000000,
          "cost_of_sales": 30000000,
          "gross_profit": 20000000,
          "salaries_and_wages": null,
          "depreciation_and_amortization": null,
          "rent_expense": null,
          "utilities": null,
          "professional_fees": null,
          "other_operating_expenses": null,
          "total_operating_expenses": 12000000,
          "operating_income": 8000000,
          "interest_income": null,
          "interest_expense": 500000,
          "other_income": null,
          "other_charges": null,
          "income_before_tax": 7500000,
          "income_tax_expense": 1875000,
          "net_income": 5625000
        },
        "2024": { "year_label": "2024", "...same fields...": "..." }
      }
    },
    "cash_flow": {
      "years": {
        "2025": {
          "year_label": "2025",
          "depreciation_amortization": null,
          "changes_in_working_capital": null,
          "cash_from_operations": 8000000,
          "capex": -2000000,
          "proceeds_from_asset_sales": null,
          "cash_from_investing": -2000000,
          "loan_proceeds": null,
          "loan_repayments": null,
          "dividends_paid": null,
          "cash_from_financing": -1000000,
          "net_change_in_cash": 5000000,
          "beginning_cash": 3000000,
          "ending_cash": 8000000
        },
        "2024": { "year_label": "2024", "...same fields...": "..." }
      }
    },
    "notes": {
      "borrowings": [ { "lender": "BDO", "amount": 10000000, "terms": "5-year term" } ],
      "related_party_transactions": [
        { "party": "XYZ Holdings", "nature": "Advances", "amount": 2000000 }
      ],
      "receivables_aging": [ "..." ],
      "contingent_liabilities": []
    },
    "qualitative": {
      "business_description": {
        "nature_of_business": "Manufacturing of industrial components",
        "year_established": "2005",
        "principal_office": "123 Business Ave, Makati City"
      },
      "shareholders": [
        { "name": "Juan Dela Cruz", "shares": 500000, "percentage": 50.0 },
        { "name": "Maria Santos", "shares": 300000, "percentage": 30.0 }
      ],
      "equity_structure": {
        "authorized_capital": 10000000,
        "subscribed_capital": 8000000,
        "paid_up_capital": 8000000
      },
      "income_tax_details": { "tax_rate": 25, "income_tax_expense": 2500000 },
      "risk_management": {
        "credit_risk": "The company maintains diversified receivables...",
        "liquidity_risk": "Sufficient cash reserves maintained...",
        "market_risk": "Minimal foreign currency exposure..."
      },
      "capital_management": { "policy": "Maintain D/E below 2.0", "compliance": true },
      "subsequent_events": [ "..." ],
      "accounting_policies": { "..." : "..." }
    }
  },

  "metrics": {
    "liquidity": {
      "current_ratio": 1.5,
      "quick_ratio": 1.2,
      "cash_ratio": 0.8,
      "working_capital": 5000000,
      "working_capital_to_assets": 0.1
    },
    "leverage": {
      "debt_to_equity": 1.5,
      "debt_to_assets": 0.6,
      "interest_coverage": 5.0,
      "debt_service_coverage": 2.1,
      "net_debt": 22000000,
      "total_debt": 30000000
    },
    "profitability": {
      "gross_margin_pct": 31.25,
      "operating_margin_pct": 12.5,
      "net_margin_pct": 10.0,
      "ebitda": 14000000,
      "ebitda_margin_pct": 17.5,
      "roa_pct": 16.0,
      "roe_pct": 40.0
    },
    "efficiency": {
      "receivables_days": 22.8,
      "inventory_days": 45.0,
      "payables_days": 30.0,
      "cash_conversion_cycle": 37.8
    },
    "cash_flow_quality": {
      "ocf_to_net_income": 1.5,
      "free_cash_flow": 7000000,
      "capex_to_revenue_pct": 6.25,
      "fcf_to_debt": 0.23
    },
    "growth": {
      "revenue_growth_pct": 12.0,
      "net_income_growth_pct": 15.0,
      "asset_growth_pct": 11.1,
      "equity_growth_pct": 17.6
    },
    "risk_signals": [
      { "code": "high_related_party", "severity": "warning", "message": "Related party transactions exceed 10% of revenue" }
    ]
  },

  "enhanced_signals": {
    "financial_by_year": {
      "2023": {
        "revenue": 80000000,
        "cost_of_sales": 55000000,
        "gross_profit": 25000000,
        "net_income": 8000000,
        "total_assets": 50000000,
        "total_equity": 20000000,
        "paid_up_capital": 8000000,
        "retained_earnings": 12000000
      },
      "2022": { "..." : "..." }
    },
    "statement_tables": { "..." : "..." },
    "header_info": { "..." : "..." }
  },

  "data_validation": { "..." : "..." },

  "signals": {
    "profitability": { "gross_margin": 31.25, "net_margin": 10.0, "roe": 40.0 },
    "liquidity": { "current_ratio": 1.5, "quick_ratio": 1.2 },
    "leverage": { "debt_to_equity": 1.5, "debt_ratio": 60.0 }
  },

  "risk_flags": [
    { "code": "high_related_party", "severity": "warning", "message": "Related party transactions exceed 10% of revenue" }
  ],

  "completeness": {
    "overall_score": 87,
    "sections": {
      "company_info": { "score": 100, "weight": 10 },
      "balance_sheet": { "score": 95, "weight": 25 },
      "income_statement": { "score": 90, "weight": 20 },
      "cash_flow": { "score": 80, "weight": 10 },
      "notes": { "score": 75, "weight": 10 },
      "prior_year_data": { "score": 85, "weight": 10 },
      "qualitative": { "score": 90, "weight": 10 },
      "audit_info": { "score": 100, "weight": 5 }
    }
  },

  "fraud_detection": {
    "authenticity_score": 88,
    "risk_level": "low",
    "signals": [],
    "summary": { "..." : "..." }
  },

  "multi_year_trends": {
    "revenue": { "cagr_pct": 10.5, "direction": "up", "yoy_pairs": [ { "from": 2022, "to": 2023, "growth_pct": 12.0 } ] },
    "net_income": { "cagr_pct": 13.2, "direction": "up", "yoy_pairs": [ "..." ] },
    "total_assets": { "cagr_pct": 9.8, "direction": "up", "yoy_pairs": [ "..." ] }
  },

  "financial_tables": [
    {
      "page": 5,
      "table_type": "balance_sheet",
      "columns": ["Item", "2023", "2022"],
      "rows": [ "..." ]
    }
  ]
}

General Information Sheet (GIS)

{
  "status": "completed",
  "document_type": "general_information_sheet",
  "document_id": 800,
  "filename": "gis_2023.pdf",
  "processing_time_seconds": 22.1,
  "uploaded_at": "2024-04-10T09:00:00Z",
  "parse_confidence": 0.91,

  "metadata": {
    "company_name": "ABC Industries Inc.",
    "sec_registration": "SEC-2020-001"
  },

  "extracted_data": {
    "company": {
      "name": "ABC Industries Inc.",
      "sec_registration_number": "SEC-2020-001",
      "tin": "123-456-789-000",
      "principal_address": "123 Business Ave, Makati City",
      "industry": "Manufacturing"
    },
    "filing_info": {
      "fiscal_year_end": "December 31",
      "annual_meeting_date": "2024-06-15",
      "date_of_submission": "2024-04-10"
    },
    "capital_structure": {
      "authorized_capital": 10000000,
      "subscribed_capital": 8000000,
      "paid_up_capital": 8000000,
      "share_classes": [
        { "class": "Common", "par_value": 10, "authorized_shares": 1000000 }
      ]
    },
    "stockholders": [
      {
        "name": "Juan Dela Cruz",
        "nationality": "Filipino",
        "shares": 500000,
        "percentage": 50.0,
        "amount_paid": 5000000
      },
      {
        "name": "Maria Santos",
        "nationality": "Filipino",
        "shares": 300000,
        "percentage": 30.0,
        "amount_paid": 3000000
      }
    ],
    "directors": [
      {
        "name": "Juan Dela Cruz",
        "board_type": "regular",
        "is_independent": false,
        "attendance_pct": 100
      }
    ],
    "officers": [
      { "name": "Juan Dela Cruz", "position": "President/CEO", "tin": "123-456-789" },
      { "name": "Maria Santos", "position": "Treasurer/CFO", "tin": "987-654-321" }
    ],
    "beneficial_owners": [
      { "name": "Juan Dela Cruz", "percentage_of_capital": 50.0, "category": "direct" }
    ],
    "intercompany_relationships": [
      { "company_name": "XYZ Holdings", "relationship": "parent", "sec_registration": "SEC-2018-005" }
    ],
    "external_auditor": {
      "firm_name": "Santos & Associates CPAs",
      "accreditation_number": "CPA-2020-001",
      "contact": "audit@santos-cpa.com"
    },
    "compliance_info": {
      "compliance_officer": "Ana Reyes",
      "report_submissions": { "annual_report": true, "quarterly_reports": true },
      "pending_cases": []
    },
    "risk_signals": [
      { "signal": "high_foreign_ownership", "severity": "info", "message": "Foreign ownership at 20% (within limits)" },
      { "signal": "single_majority_stockholder", "severity": "warning", "message": "One stockholder holds >50% of shares" }
    ],
    "summary": {
      "total_stockholders": 4,
      "total_directors": 5,
      "total_officers": 3,
      "foreign_ownership_pct": 20.0,
      "filipino_ownership_pct": 80.0
    }
  },

  "completeness": {
    "overall_score": 92,
    "sections": {
      "company_info": { "score": 100, "weight": 15 },
      "capital_structure": { "score": 95, "weight": 15 },
      "stockholders": { "score": 100, "weight": 15 },
      "directors": { "score": 90, "weight": 10 },
      "officers": { "score": 95, "weight": 10 },
      "beneficial_owners": { "score": 85, "weight": 10 },
      "intercompany": { "score": 80, "weight": 5 },
      "auditor": { "score": 100, "weight": 5 },
      "compliance": { "score": 90, "weight": 10 },
      "filing_info": { "score": 100, "weight": 5 }
    }
  }
}

Other / General Document

{
  "status": "completed",
  "document_type": "other_document",
  "document_id": 700,
  "filename": "unknown.pdf",
  "processing_time_seconds": 7.2,
  "uploaded_at": "2024-01-15T10:30:00Z",
  "parse_confidence": 0.75,

  "metadata": { "..." : "..." },

  "extracted_data": {
    "..." : "AI-extracted fields (varies by content)",
    "general_signals": { "..." : "..." }
  },

  "fraud_detection": { "..." : "..." }
}

Schema-based (BIR, COE, Government ID, etc.)

{
  "status": "completed",
  "document_type": "bir_2303",
  "document_id": 654,
  "filename": "bir.pdf",
  "processing_time_seconds": 5.1,
  "uploaded_at": "2024-01-15T10:30:00Z",
  "parse_confidence": 0.90,

  "metadata": { "..." : "..." },

  "extracted_data": {
    "tin": "123-456-789-000",
    "registered_name": "ABC Corp",
    "registration_date": "2020-01-15",
    "business_address": "...",
    "lines_of_business": ["Retail Trade"],
    "tax_types": ["Income Tax", "VAT"]
  }
}

Response schemas

Bounced & Reversed Transactions

Full field reference

Response examples by document type

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