Kita
Risk Score

Running a backtest

See how the scores relate to repayment in your own portfolio before you integrate.

  1. Share historical data. Past borrower documents, each matched to a loan reference and repayment outcome. Include your current risk score to measure lift.
  2. Kita scores every application and sends you the results file.
  3. Review the report: repayment by score band and lift over your current model.

What to expect

Documents added +7.0 Gini in microloan underwriting.