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Document Risk Score

Running a backtest

See how the scores relate to repayment in your own portfolio before integrating.

A backtest shows how the scores relate to repayment in your own portfolio before you integrate anything.

  1. Share historical data. Borrower documents from past applications, each matched to a loan reference and its repayment outcome. Include your existing risk score if you want to measure the added lift.
  2. Kita scores every document. You receive a results file with the scores for each application.
  3. Review the report. Repayment outcomes by score band, plus the lift over your current model.

What to expect

Read how borrower documents added +7.0 Gini in microloan underwriting on the Kita blog.