Intelligent LOS.
The most advanced AI-native loan origination system ever built.
The entire Kita stack in one AI-powered system. It pulls in every application, reads every document, extracts every figure, and flags what needs human review — from first application to final decision, with detailed portfolio insights.
Covers April and May only. March is missing, so the three-month deposit average can't be computed.
Covers April and May only. March is missing, so the three-month deposit average can't be computed.
Five modules.
One AI-powered lending stack.
AI-Powered Application
A seamless, white-labeled loan application, guided end-to-end by a customized AI assistant that explains each step and fills in the details as borrowers go.
- AI assistant guides and auto-fills every step.
- Type, talk, or snap a photo.
- 80% reduction in drop-off.
KITA ASSISTANTI pulled these from the permit you uploaded. What will you use this loan for?
From apply to approve.
Connected to everything in between.
Intelligent LOS runs your origination end to end, on its own. And it connects to everything around it — your CRM, core banking, credit bureaus, and whatever else your stack runs on.
- Connects to your CRM and core.HubSpot, Salesforce, core banking, in-house systems — Intelligent LOS talks to them through their native APIs.
- Pulls from the data you already use.Credit bureaus, identity and document verification, payments. Data flows in, decisions flow back — automatically.
- REST API + webhooks.Every loan-file event fires a webhook: application started, file complete, assessment ready. Wire it however you need.
- Every module also runs on its own.Need just Capture or the AI Underwriter inside your existing tools? Each module embeds individually — same intelligence, no feature gap.
The whole loan file.
One continuous thread.
The whole loan file.
One continuous thread.
The borrower applies.
A white-labeled, AI-guided application fills itself in from the documents borrowers upload.
The Credit Officer completes the file.
Runs the back-and-forth on any channel, in 30+ languages. Chases documents and flags inconsistencies until everything is in.
Capture reads every document.
Extracts the credit signals. Flags fraud. Reconciles claims across documents in the same file.
The Underwriter drafts the memo.
Spreads the financials. Reads the story behind the numbers. Every figure cited to its source — your team edits and signs.
The decision lands in the portal.
The borrower sees it instantly in their portal, and every step stays logged in one system of record — with portfolio insights on top.
The borrower applies.
A white-labeled, AI-guided application fills itself in from the documents borrowers upload.
The Credit Officer completes the file.
Runs the back-and-forth on any channel, in 30+ languages. Chases documents and flags inconsistencies until everything is in.
Capture reads every document.
Extracts the credit signals. Flags fraud. Reconciles claims across documents in the same file.
The Underwriter drafts the memo.
Spreads the financials. Reads the story behind the numbers. Every figure cited to its source — your team edits and signs.
The decision lands in the portal.
The borrower sees it instantly in their portal, and every step stays logged in one system of record — with portfolio insights on top.
One platform.
Every kind of lending.
Thousands of small applications, documents in six languages, officers stretched thin. Intelligent LOS closes the file at the top of the funnel and hands a complete, cited assessment to your team.
- Multilingual intake — WhatsApp, SMS, email
- Sub-second document reads at volume
- A complete file before a human ever looks